Banks and financial institutions constantly strive to offer customers the best user experience. One way that leading banks in India do this is by providing the personalised debit cards. Everyone likes a little individuality and flaunting a card that matches your vibe is always cool. If you are planning to get your debit card personalised, this post can be of great help. Today we will discuss the benefits and features of a personalised debit card and find out if it’s worth it or not.
What is a personalised debit card?
A lot of folks who have just started using plastic currency know that a debit card means an ATM card. The ‘personalised’ adds to your debit card when you can choose a customised design for it.
Instead of a plain or generic bank-provided debit card, you get the option to pick a card design that looks unique and matches your style preferences. At a small annual fee, you get to choose the option to personalise your debit card and pick a suitable theme for it. You can select a picture clicked by you, a memory that you like to cherish or select from the myriads of themes available such as monuments, music, pets, cars, bikes, nature, and more.
What are the benefits of using a personalised debit card?
When you apply for a debit card, you get a basic payment card, similar to plenty of other account holders. However, the option of debit card personalisation is getting immensely popular. There are lots of reasons or benefits that personalised debit cards are high in demand, such as:
- Match the vibe: Why go with a generic design when you can look cool with a personalised debit card? The ability to choose a theme that matches your vibe allows account holders to express themselves. You can also flaunt your taste in art or culture and get a uniquely designed debit card.
- Convenient usage: Most of us have plenty of payment cards in our wallets. When you are in a hurry, it becomes easier to spot the personalised card. You don’t have to empty the entire wallet at the cash counter of a grocery store. The unique design saves you time when a long queue is behind you.
- Branding: Companies that provide debit cards to their team members can use this amazing opportunity for branding and marketing benefits. Add the company logo or a preferred theme to the debit card and promote your business effortlessly.
- Gift option: If you gift your loved ones a debit card, handing over a personalised card is a great gift. A specially designed debit card is a thoughtful gift for children who just got into college or celebrating a major milestone in life.
What features to look for in a personalised debit card?
A personalised debit card is similar to your standard debit card, so make sure to compare different options based on the features provided. To select the best debit card, consider the below-listed points:
- Lower annual fee
- Travel discounts
- Shopping deals
- Fuel surcharge waivers
- Milestone rewards
- Cashback schemes
- Insurance cover
These are some of the basic debit card schemes. While selecting a personalised debit card, compare different options based on the charges and reward schemes. It is best to select a card with a lower annual fee; however, spending extra on annual charges is worth it when you get huge deals on shopping or traveling.
Are personalised debit cards worth it?
Personalised debit cards have a unique design that not only looks good but also offers great convenience. The features are similar to generic debit cards, but a uniquely designed card is a better option considering the benefits shared in this post. In simple words, it can be said that if you get the option to personalise your debit card, go for it.
In a way, a debit card is an ATM card that is used to access funds from your bank account. Apart from easy access to funds, financial institutions improve user experience by providing the option of personalised debit cards. In this post, we discussed the features and benefits and can say that a personalised debit card is worth it. A unique design looks good and offers the benefit of branding and convenience. Moreover, it is worth spending on annual charges because a personalised debit card is also great for gift-giving.